
A credit card for top students
Join Our Waitlist!
Priority Support
Fast-tracked assistance for early adopters.
Exclusive Features
Access advanced features before others.
Beta Access
Be among the first to test new features.
Concierge Service
Career advice or recs to the best spot in town are.
Sneak Peeks
Get a glimpse of upcoming developments.
Referral Rewards
Earn incentives for bringing others on board.
Professional Expertise
Get hired by an exclusive network of top firmss
Loyalty Rewards
Earn rewards for continued early adoption.





A credit card for top students
Join Our Waitlist!
Priority Support
Fast-tracked assistance for early adopters.
Exclusive Features
Access advanced features before others.
Beta Access
Be among the first to test new features.
Concierge Service
Career advice or recs to the best spot in town are.
Sneak Peeks
Get a glimpse of upcoming developments.
Referral Rewards
Earn incentives for bringing others on board.
Professional Expertise
Get hired by an exclusive network of top firmss
Loyalty Rewards
Earn rewards for continued early adoption.

A credit card for top students
Join Our Waitlist!
Priority Support
Fast-tracked assistance for early adopters.
Exclusive Features
Access advanced features before others.
Beta Access
Be among the first to test new features.
Concierge Service
Career advice or recs to the best spot in town are.
Sneak Peeks
Get a glimpse of upcoming developments.
Referral Rewards
Earn incentives for bringing others on board.
Professional Expertise
Get hired by an exclusive network of top firmss
Loyalty Rewards
Earn rewards for continued early adoption.



Be the First to get update by Joining Our Waitlist!
Be the First to get update by Joining Our Waitlist!
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Be first to experience Replex. Join our waitlist for exclusive benefits and revolutionary automation solutions.
Be first to experience Replex. Join our waitlist for exclusive benefits and revolutionary automation solutions.
Be first to experience Replex. Join our waitlist for exclusive benefits and revolutionary automation solutions.
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Sign up now for early notification upon launch.
Sign up now for early notification upon launch.

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Clique Card
More Money, Better Rewards, & an Exclusive Network


Key Features
Explore the features you get access to from the Clique Card
More Money
Clique Card uses AI to unlock higher credit limits by factoring in your GPA, school ranking, and internships—because your potential is worth more.

More Money
Clique Card uses AI to unlock higher credit limits by factoring in your GPA, school ranking, and internships—because your potential is worth more.

More Money
Clique Card uses AI to unlock higher credit limits by factoring in your GPA, school ranking, and internships—because your potential is worth more.

Better Rewards
Say goodbye to random, small rewards. Get 5% cashback on the things you love and the places you actually spend.

Better Rewards
Say goodbye to random, small rewards. Get 5% cashback on the things you love and the places you actually spend.

Better Rewards
Say goodbye to random, small rewards. Get 5% cashback on the things you love and the places you actually spend.

An Exclusive Network
We provide a platform for your professional and social development—whether it’s getting an internship at one of our partners or creating friends at a Clique party, we’ve got you covered.

An Exclusive Network
We provide a platform for your professional and social development—whether it’s getting an internship at one of our partners or creating friends at a Clique party, we’ve got you covered.

An Exclusive Network
We provide a platform for your professional and social development—whether it’s getting an internship at one of our partners or creating friends at a Clique party, we’ve got you covered.

Priority Support
Fast-tracked assistance for early adopters.
Priority Support
Fast-tracked assistance for early adopters.
Priority Support
Fast-tracked assistance for early adopters.
Exclusive Features
Access to cutting-edge functionalities ahead of others.
Exclusive Features
Access to cutting-edge functionalities ahead of others.
Exclusive Features
Access to cutting-edge functionalities ahead of others.
Beta Access
Be among the first to test brand new features.
Beta Access
Be among the first to test brand new features.
Beta Access
Be among the first to test brand new features.
Concierge Service
Career advice or recs to where the best spot in town is.
Concierge Service
Career advice or recs to where the best spot in town is.
Concierge Service
Career advice or recs to where the best spot in town is.
Product Influence
Shape the future of Clique with your feedback.
Product Influence
Shape the future of Clique with your feedback.
Product Influence
Shape the future of Clique with your feedback.
VIP Events
Invitation to exclusive Clique community gatherings.
VIP Events
Invitation to exclusive Clique community gatherings.
VIP Events
Invitation to exclusive Clique community gatherings.
FAQ’s
Common Questions
Find answers to common queries about Clique's features, usage, and integration possibilities.
How does Clique work?
Clique uses AI to assess your creditworthiness based on your GPA, school ranking, internships, and job offers, helping you unlock higher credit limits and exclusive rewards tailored to students.
What rewards does the Clique Card offer?
Enjoy 5% cashback at places you actually shop, discounts at local student stores and cafes, and access to exclusive professional and social events.
How does Clique help me build credit?
Clique is designed to help you responsibly build credit with higher limits and AI recommendations in our app to better manage your spending.
How secure is Clique?
Clique prioritizes data security, employing robust encryption methods to safeguard sensitive information and ensure user privacy.
Who can apply for the Clique Card?
Students and young professionals with strong academic or career profiles can apply to benefit from our tailored credit model.
How hard is it to apply?
Just drop some basic information, transcript, and a resume—should take less than 5 minutes.
Does Clique require a credit history to apply?
No! Clique focuses on your potential by analyzing academic and career factors, making it perfect for students without a credit history.
Can I connect with other Clique users?
Yes! Clique organizes exclusive professional and social events, providing opportunities to connect and grow your network.
How does Hera Financial make money?
We earn through transaction fees, merchant partnerships, and subscription models, ensuring a sustainable and transparent service for users.
What’s unique about Hera Financial’s AI-powered underwriting?
Our AI emphasizes future earning potential rather than past financial behavior, offering a fairer and more accurate assessment of your creditworthiness.
FAQ’s
Common Questions
Find answers to common queries about Clique's features, usage, and integration possibilities.
How does Clique work?
Clique uses AI to assess your creditworthiness based on your GPA, school ranking, internships, and job offers, helping you unlock higher credit limits and exclusive rewards tailored to students.
What rewards does the Clique Card offer?
Enjoy 5% cashback at places you actually shop, discounts at local student stores and cafes, and access to exclusive professional and social events.
How does Clique help me build credit?
Clique is designed to help you responsibly build credit with higher limits and AI recommendations in our app to better manage your spending.
How secure is Clique?
Clique prioritizes data security, employing robust encryption methods to safeguard sensitive information and ensure user privacy.
Who can apply for the Clique Card?
Students and young professionals with strong academic or career profiles can apply to benefit from our tailored credit model.
How hard is it to apply?
Just drop some basic information, transcript, and a resume—should take less than 5 minutes.
Does Clique require a credit history to apply?
No! Clique focuses on your potential by analyzing academic and career factors, making it perfect for students without a credit history.
Can I connect with other Clique users?
Yes! Clique organizes exclusive professional and social events, providing opportunities to connect and grow your network.
How does Hera Financial make money?
We earn through transaction fees, merchant partnerships, and subscription models, ensuring a sustainable and transparent service for users.
What’s unique about Hera Financial’s AI-powered underwriting?
Our AI emphasizes future earning potential rather than past financial behavior, offering a fairer and more accurate assessment of your creditworthiness.
FAQ’s
Common Questions
Find answers to common queries about Clique's features, usage, and integration possibilities.
How does Clique work?
Clique uses AI to assess your creditworthiness based on your GPA, school ranking, internships, and job offers, helping you unlock higher credit limits and exclusive rewards tailored to students.
What rewards does the Clique Card offer?
Enjoy 5% cashback at places you actually shop, discounts at local student stores and cafes, and access to exclusive professional and social events.
How does Clique help me build credit?
Clique is designed to help you responsibly build credit with higher limits and AI recommendations in our app to better manage your spending.
How secure is Clique?
Clique prioritizes data security, employing robust encryption methods to safeguard sensitive information and ensure user privacy.
Who can apply for the Clique Card?
Students and young professionals with strong academic or career profiles can apply to benefit from our tailored credit model.
How hard is it to apply?
Just drop some basic information, transcript, and a resume—should take less than 5 minutes.
Does Clique require a credit history to apply?
No! Clique focuses on your potential by analyzing academic and career factors, making it perfect for students without a credit history.
Can I connect with other Clique users?
Yes! Clique organizes exclusive professional and social events, providing opportunities to connect and grow your network.
How does Hera Financial make money?
We earn through transaction fees, merchant partnerships, and subscription models, ensuring a sustainable and transparent service for users.
What’s unique about Hera Financial’s AI-powered underwriting?
Our AI emphasizes future earning potential rather than past financial behavior, offering a fairer and more accurate assessment of your creditworthiness.